Revolut Personal Loans: Everything You Need To Know Before Applying

Thinking about taking out a personal loan with Revolut? In this video, we break down everything you need to know before applying for a loan with Revolut. We cover availability, interest rates, credit checks, how the app works, and who these loans are actually for. 🔊 Listen on the go! Search Banking Without Borders on Spotify & Apple Podcasts ⭐ New episode every Friday Connect with us (via LinkedIn) Jan:   / jan-watermann   Jonny:   / jonny-pease   Subscribe & turn on notifications 🔔 so you don't miss any videos 👉 https://bit.ly/3DFD8Aw Monito is an independent comparison platform and publisher. Our product and service reviews — like this one — are produced independently by our employees, and recommendations given are our own. DISCLAIMER The information provided in this video is for educational/entertainment purposes, it should not be considered financial advice. 00:00 - Intro: Revolut Loans Deep Dive 00:10 - Key Questions Before You Apply 00:51 - Where Are Revolut Loans Available? 01:58 - What If You Move to Another Country? 02:26 - Who’s Eligible for a Revolut Loan? 03:00 - How Rates Are Calculated 03:50 - Credit Checks: Soft Pull vs Hard Inquiry 04:30 - Fixed Interest Rates Explained 04:52 - Benefits of Using Revolut for Loans 05:48 - Application Process & French Delay 06:28 - Where Revolut Loans Might Launch Next 07:32 - Who Should Avoid These Loans? 08:15 - In-App Loan Calculator Example 08:58 - Final Thoughts & Summary