How Your Car Destroys Your Finances

Create your own app in minutes with Replit! Check them out for free at https://replit.com/refer/caranicole ! ➡️ Want to check out the Money Calculator app I created with Replit? Check it out here: https://spend-smart-caranicole.replit... 💸 ✏️ Check out my new newsletter, The Pop Finance Report: https://thepopfinancereport.substack.... !! Making money make sense—through media and pop culture. 🎥 More about this video: Cars are OVERRATED, expensive, and an enormous cost to everyone. So many people are underwater on their car loans, and our car-obsessed society is only leading to people feeling more isolated than ever. My solution? Stop buying cars. In this video, I explain why we need to stop buying cars and what we should be doing instead. Want more videos on money, media, society, and intentional living? Be sure to subscribe for more video essays! 🔍 Resources mentioned: 1 in 4 underwater on loans: https://www.carpro.com/blog/1-in-4-pe... + https://www.carscoops.com/2024/10/1-i... Edmunds' research on car financing: https://www.edmunds.com/car-news/1000... Gen Z spends on car: https://www.marketwatch.com/insurance... Greenhouse gas emissions from cars: https://www.epa.gov/greenvehicles/gre... How America became so car dependent: https://www.cnbc.com/2025/02/13/how-a... Cars are limiting access to jobs: https://www.richmondfed.org/publicati... 💌 Want to support the channel? Here are a few ways!: One-time donation: https://www.buymeacoffee.com/cara.nicole Join my Patreon: patreon.com/caranicole My Etsy (budget spreadsheets!): https://www.etsy.com/shop/FinancialFr... Subscribe to my newsletter: https://thepopfinancereport.substack.... 🎥 Check out some of my other videos! 🎥 'The Problem With Suburbs':    • The PROBLEM with the Suburbs   'Let's talk being Car Poor':    • Let's talk being 'Car Poor'.   Time Stamps: 0:00 1 in 4 underwater loans 2:49 opportunity costs + Replit 4:31 negative equity explained 5:51 sleezy car salespeople 7:49 cars glamorized in culture 9:54 toxic car-dependent society 12:17 what can we do? Keywords for some sweet, sweet metadata: Personal finance, money management, deinfluence, deinfluencing, budgeting, budget, credit card, debt, culture, hauls, video essay, video analysis, social media, tiktok, instagram, Pinterest, materialism, overconsumption, consumerism, climate change, shopping, spending money, viral, influencers, cara nicole, money mistakes, investing, investments, retirement, savings, car ownership, car poor, renting, buying a car, car sales people, car sale, urban design, car dependent