The Retirement Danger Zone: What to Know Before and After You Retire

A lot of people focus on getting to retirement, but not enough attention is given to what happens right around it. In this episode, Larry Heller breaks down the “retirement danger zone”, the five years before and after retirement when key financial, tax, and lifestyle decisions can shape your long-term outcomes. From relocation choices to healthcare access and estate planning, Larry walks through what really needs to be considered so all the pieces of your plan work together. What to expect: ► Why moving to a low-tax state may not lead to the savings you expect ► The hidden costs of relocation, including housing, insurance, and healthcare ► How residency rules and state-specific laws can impact your plan ► Real-life examples of retirees who faced unexpected challenges after moving ► And more! Resources: The Retirement Danger Zone Guide: https://hellerwealthmanagement.com/wp... Watch the full episode, then schedule a free 20-minute call: www.hellerwealthmanagement.com Connect with Larry Heller: (631) 248-3600 Schedule a 20-Minute Call: https://calendly.com/lheller-2/20-min... Heller Wealth Management: https://hellerwealthmanagement.com/co... LinkedIn: Larry Heller, CFP®, CDFA®, CPA:   / larryhellercfp   Heller Wealth Management is now part of Savant Wealth Management. Savant is a Registered Investment Advisor. This content is provided for informational and educational purposes only and should not be construed as personalized investment advice. Effective March 31, 2026, Heller Wealth Management joined Savant Wealth Management (“Savant”). A copy of Savant’s current written disclosure Brochure discussing our advisory services and fees is available at www.savantwealth.com/disclosure-brochures/. Tags: Retirement Unlocked, Podcast, Retirement Planning, Retirement Danger Zone, Relocation Planning, Estate Planning, Financial Planning, Heller Wealth Management