Ribbit & Khosla Backed a 60-People Fintech to Take On Brex and Ramp

His name is Victor Cardenas, founder of Slash. $250M in revenue. 65 people. Profitable. 2% of all Facebook ad spend runs through Slash. More than 5,000 businesses spend almost $10B a year on its corporate cards. A year ago, Mickey Malka of Ribbit Capital, the world’s #1 fintech investor (Robinhood, Nubank, Coinbase), said, “fintech is dead.” Today, Ribbit is leading Slash’s $100M round at a $1.4B valuation. --------------------- 00:00 - Intro 3:25 - Origins of discipline and competitive mindset in business 5:25 - What drives an aggressive winning mindset in entrepreneurship? 6:45 - How to adapt to Silicon Valley’s high-performance environment 9:15 - Key mentors for building a startup in Silicon Valley 10:30 - How Slash evolved as a startup over the past year 13:25 - The impact of AI on startup strategy 15:05 - How to scale across multiple verticals using AI 16:45 - Key organizational changes driven by AI in startups 19:50 - Will AI replace traditional SaaS tools? 22:05 - How to build defensibility in the age of AI 23:10 - How to build products that improve as AI models evolve 24:55 - What does it mean to have AI agents as customers? 27:05 - Integrating fintech and crypto into modern business models 29:25 - تحلیل of the Brex acquisition by Capital One 30:45 - Strategic implications of the Brex acquisition 32:05 - Business opportunities in Venezuela today 34:25 - Advice for founders trying to break into Silicon Valley 37:25 - OpenAI vs Anthropic: who is leading AI? 38:10 - MercadoLibre vs Nubank: which is the better model? 38:55 - People who push you to think bigger as an entrepreneur --------------------- GET THE BEST OF THE INTERVIEWS IN OUR NEWSLETTER🗞️ Read it: https://rebrand.ly/tssnwsrss Victor's LinkedIn:   / victor-d-cardenas   Enzo's LinkedIn:   / enzo-cavalie