Prêt immobilier : ce que les banquiers ne te disent pas

Interest rates are falling, prices are stabilizing: 2026 might be the best year to invest in real estate — and to set up your SCI (French real estate investment company) with a Dougs lawyer to ensure everything is done correctly. 👉 https://www.dougs.fr/creation-sci-en-... VIDEOS TO WATCH: How to get started in real estate 10X easier.    • Comment se lancer dans l'immobilier 10X pl...   Why is the SASU (simplified joint-stock company) the PERFECT structure for investing in real estate on your own?    • Pourquoi la SASU immobilière est la struct...   _______________________________ To grow your business, you need the right tools 🛠 Simulator: Is a holding company recommended for YOUR project? 👉 https://www.dougs.fr/outils-simulatio... Simulator: Is a holding company recommended for YOUR project? 👉 https://www.dougs.fr/outils-simulatio... Entrepreneur: Are you properly insured? Get a review with an expert 👉https://chez.dougs.fr/votre-rendez-vo... _______________________________ 0:00 - Introduction: Investing in real estate in 2025-2026, good or bad idea? 00:56 - Real estate market 2025: real figures, transactions, and signs of recovery 04:19 - Real estate prices in France: falling, stabilizing, or rising? 05:31 - Mortgage Rates 2025: Is Borrowing Now Worth It? 08:13 - Borrower Profile: Bank Conditions, Down Payment, and Debt Capacity 17:26 - Rental Property Investment: Wealth Management Strategy for Entrepreneurs 21:12 - Optimizing Your Financing: Negotiating Rates, Down Payment, and Mortgage Insurance 31:04 - Conclusion _______________________________ Real Estate Market 2025-2026: Should You Invest Now? Mortgage Rates, Prices, Transactions... Patrick (Dougs, online accountant) discusses the market with Yannis Legarf of Vousfinancer, a leading mortgage broker in France. ✅ 890,000 transactions/year, first-time homebuyers on the rise, rates falling: the signs are positive — but not for everyone. 💡 Are you an entrepreneur or an investor? Discover the 3 concrete levers to optimize your real estate financing: negotiating the interest rate, making a strategic down payment, and mortgage insurance (Lemoine Law). We also break down the banking pitfalls to avoid, loan renegotiation, and how to structure your assets in 2026, even with a limited budget. FIND YANNIS AND VOUSFINANCER ON SOCIAL MEDIA 👉   / yannis-le-garf   👉   / vousfinancer.com   _______________________________ #RealEstate #RealEstateInvestment #RealEstateMarket #BuyingProperty _______________________________ About Dougs 💡 Dougs is an online chartered accountant registered with the French Institute of Chartered Accountants (Ordre des Experts-Comptables). We support entrepreneurs to achieve success: business creation, accounting and taxation, payroll management, electronic invoicing, insurance, and wealth management. To learn more about Dougs: https://www.dougs.fr/?utm_source=yout... And to schedule an appointment: https://www.dougs.fr/contact/?utm_sou... Follow us on social media 🔹 LinkedIn:   / dougs-compta   🔹 Instagram:   / dougs.fr   🔹 LinkedIn:   / dougs-compta   We're live every week on Twitch 👾   / dougs_fr