Year end tax planning before 6th April

Gravita Tax Partner Dion Laycock hosts a year-end tax planning webinar with Tax Directors Lekhrani Gya-Roopun and Charlene Griffith. They cover practical steps before 6 April including pension contribution planning (annual allowance, tapering, carry-forward, relief methods, and how contributions can preserve personal allowance and reduce the high income child benefit charge), Gift Aid charitable giving (what qualifies, how higher-rate relief works, record-keeping and ensuring you’ve paid enough tax), and using ISAs (tax-free income and gains, annual limits, junior ISAs, and “use it or lose it” timing). The session also flags dividend tax rate increases from April 2026, key capital gains tax points (rates, low annual exemption, losses, business asset disposal relief changes, and 60-day property reporting where relevant), and an update on Making Tax Digital for Income Tax starting 6 April 2026 with quarterly filing requirements and staged income thresholds. The webinar ends with Q&A and reminders that Gravita can help with planning and compliance. 00:00 Webinar Overview 00:46 Meet Gravita Team 01:39 Pensions Tax Relief 02:27 Annual Allowance Rules 04:12 Carry Forward Allowance 05:11 Claiming Pension Relief 07:14 Extra Pension Benefits 09:57 Bonus Sacrifice Tips 11:33 Gift Aid Basics 12:34 Gift Aid Tax Example 15:24 Gift Aid Pitfalls 18:02 ISA Tax Free Savings 18:58 ISA Types And Limits 22:04 ISA Planning Nuances 24:41 Dividend Tax Changes 27:22 Leave Money in Company 28:44 Capital Gains Tax Basics 30:45 Reliefs and Loss Planning 33:25 Reporting Deadlines and Penalties 34:14 Making Tax Digital Rules 39:21 Year End Planning Checklist 40:50 Q&A Gift Aid Fixes