Why You're Wasting Hours Worrying About the Wrong Thing
Attained age, issue age, community rated — Medicare Supplement pricing types sound like they should be a big deal. Most people shopping for a Medigap plan spend hours worrying about which type they have. Here's what the insurance industry doesn't tell you: in most states, you don't actually have a choice. And in the states where you do, the long-run cost difference is smaller than you'd expect. In this video, we break down how each rating type works, why the differences matter less than the marketing suggests, and what one major carrier does with their "community rated" plans that you need to understand before you buy. Want Help? https://theretirementnerds.com/contact 🔔 Subscribe for plain-language retirement content covering Medicare, Social Security, financial planning, and estate planning. 📌 Resources: Join our newsletter for monthly tips, book recommendations, and personal stories! https://theretirementnerds.com/newsle... ⏰ TIME CODES ⏰ 0:00 Intro 0:34 Short Answer 1:00 Attained Age 1:58 Happy Birthday Increase Details 3:48 Annual Increase Details 8:52 Issue Age 10:25 Community Rated 11:27 State Regulations 12:43 Breakdown of States 13:59 Exceptions to Understand 17:50 Where to Get Help ============================= #medicare #theretirementnerds #socialsecurity #retirementnerds #finance Federal Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
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