Why Your Retirement Plan Needs a "Pre-Go" Phase | Dana Anspach

What if the most important phase of retirement is the one nobody talks about? This week, Jean sits down with Dana Anspach, CFP, to walk through the four phases of retirement outlined in her new book, Living Off Your Acorns: Your Guide to the Four Phases of Retirement, including the phase she argues matters most of all: the Pre-Go years. Dana breaks down what to expect at every stage — from building your foundation before you retire, to navigating the emotional and financial shifts that come after — and shares the real stories of clients who had to course-correct, pivot, and reimagine what retirement could look like for them. Chapters: 00:00 – Intro: Rethinking the Retirement Finish Line 00:33 – Meet Dana Anspach, Author of Living Off Your Acorns 01:36 – What Is the "Pre-Go" Phase? 03:25 – Dana's Own Wake-Up Call in Beaver Creek 06:30 – Fritz's No-Obligations Year of Retirement 09:45 – Sponsor/Break 10:55 – The $1 Million Retirement Reality Check 13:05 – When Clients Need to Course-Correct 14:50 – Protecting Yourself From Sudden Retirement 17:35 – Sequence of Returns Risk Explained 21:45 – The Pre-Retirement Spending Surge 25:15 – Dynamic Spending and Staying Resilient 26:00 – Dana's Final Advice: Give Yourself Grace 26:45 – Outro and Book Info Resources & Links: 📖 Ready to turn your savings into a paycheck that lasts a lifetime? Pre-order Jean's new book, The Forever Paycheck, out September 9th: https://www.penguinrandomhouse.com/bo... 🧠 Join the HerMoney InvestingFixx Club: https://join.investingfixx.com/ 💬 Got a question for our next mailbag? Email us at [email protected] 🎧 Listen to the full episode on Apple Podcasts, Spotify, or wherever you get your podcasts: https://pod.link/1098802558 ❤️ Liked this episode? Give it a thumbs up and share with a friend who needs to hear it.