How Much Debt Can I Collect In One Hour?

With buy now pay later apps growing in popularity, particularly amongst young people, Jess Davies explores how easy it is to be able to buy things without having to pay anything at the point of purchase. And asks what potential dangers there are with this system? Jess meets young people to understand how they use buy now pay later apps and what for. She then opens up her own accounts and finds out how easy this is and what this means for the safeguarding provisions by these companies. With concerns around the ease of getting money she tests these apps to see how much debt she can build in one hour. She undertakes a shopping spree for food, clothes and a giant TV. Will she be able to buy all these items without paying a penny? And what are the dangers of this? Presenter vs The System is a show that challenges organisations where customers are being exploited, from scams to dodgy loopholes. The presenter tests these failings with entertaining stunts that demonstrate how companies should be doing better to protect their customers. 0.00 The Ultimate Spending Spree 00:25 What is Buy Now, Pay Later? 03:16 How are they gamifying debt 05:46 Free Money?! 08:07 BNPL Spending Spree 11:41 £1000 Debt 12:16 What Can You Do?