SPY vs QQQ: One Crash Changed Everything

SPY vs QQQ. S&P 500 vs Nasdaq 100. Same starting day in 1999. Same two funds. Run it as a lump sum and QQQ wins by $729,000. Run it as dollar-cost averaging from a paycheck and QQQ wins by over $1 million on far less money in. But the most important number in the video isn't either return. It's a correlation between SPY and QQQ that has climbed from 0.82 in the dot-com era to 0.95 today, and it changes what most investors think SPY actually protects against. Source data: Yahoo Finance daily total return, March 10, 1999 through May 13, 2026. Dividends reinvested throughout. Timestamps: 0:00 Intro 1:26 Setup: What SPY and QQQ Actually Are 5:50 The Lump Sum: $100K Across 27 Years 12:34 Dollar-Cost Averaging: $500 a Month From a Paycheck 15:45 The So-What: The Correlation Nobody Talks About 17:29 Outro ✈️ (Start Here): Foundational Flight Plan Playlist    • START HERE: The Foundational Flight Plan   ✈️ Glidepath To Retirement Playlist    • The Glidepath to Retirement   Stay Connected: Website: www.autopilotyourwealth.com About this channel: I help people stop guessing and start running their money with rules. Real accounts, real trades, real results. A pilot and military veteran showing how he builds retirement wealth through systematic investing with a LEAPS Barbell structure. No hype, no predictions, no courses to sell. DISCLAIMER: I am not a financial advisor. This channel is for educational and entertainment purposes only and does not constitute financial advice. Investing and options trading involve risk, including the potential loss of capital. Past performance is not indicative of future results. #SPYvsQQQ #IndexInvesting #SP500 #Nasdaq100 #RulesBased