Fact-check with BND President

This episode of 701Chain takes a fresh approach to understanding what’s happening at Bank of North Dakota. Don Morgan, BND president and CEO, joins hosts Devon Smith and Michael Lehn for a candid “Fact or Fiction” session aimed at lingering questions about BND’s direction, its founding mission, and the evolution of financial services in North Dakota. Across the conversation, Don addresses everything from Roughrider Coin and payment rail modernization to education efforts, legislative program support, and how BND is preparing the state’s financial ecosystem for long term resilience. He explains why BND’s mission remains unchanged, how the bank is supporting institutions of every size, and why modernization is about protection, not competition. After sorting out what’s true, what’s not, and what might surprise you, this episode goes deeper into the facts, exploring the role of education, the importance of BND’s partnerships, and how the bank is responding to emerging threats and opportunities in the financial industry.