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Hey, you little punks~~ When your goals keep getting smaller... "Isn't this enough for me?" When you think like that... Here's my new, easy-to-use savings motivation method! 💛 I'll write it down here, really, like a T! 💡Additional explanation of the 5-year plan Each time, keep only the amount you need for your nearest travel expenses, three months of living expenses, and a reserve fund in an account that's easy to deposit and withdraw (like a parking account). Then, I recommend spreading the rest across savings accounts like a savings account, a savings account, an ETF, or a stock account, or using it as investment funds. In the table, write down your categories and the amounts you think you can afford for 5 years! You can see living expenses in that table, too! In addition to living expenses, you can also divide your savings goals, such as buying a home, and write them down each month. And if you're earning a fixed income, like a salary, then you'll have at least a period of time where you won't quit! If it's one year, then one year, if it's two years, then two years!! Then, you can calculate that amount and fill in the boxes. In advance!! And, if you transferred your ISA and earned a 200,000 won gift certificate, then color in another box!! If you earned more money through a side job, add more!! If you realized your stock profits, color in another box!! If you have a fixed income, like a Youth Leap Account, color in and manage it! You can keep adding boxes like this. Haha. As you do this, you'll probably want to save more money or earn more~?! The essence of this plan is to know how much money you need to consistently maintain the lifestyle you want (living expenses, travel expenses, savings, etc.) and to balance your ideals with reality. If you're short on money, you'll have to cut back on living expenses or travel. If your savings aren't enough even after five years, then you should probably manage your finances well or increase your income, right? I think those in their 20s and early 30s still have opportunities to build a bright future. However, I've seen many people hesitate to take on new challenges, for fear of falling behind. "Because I haven't made any money yet..." "Because I haven't been able to do anything yet..." Actually, those are good excuses not to take on a challenge. Haha Those who are ready are already working hard after work and on weekends. They might be working hard to improve their main job or earn more money, or something else entirely! While great people might do this, it's natural to feel tired and scared. However, there's a high chance your life won't change much in the future. That's why I suggest this method. Haha Save everything in advance and focus for a year or two. Even if you don't take on new challenges in a few years, I believe that by saving money this way, your attitude toward life will change more positively and you'll gain a lot of valuable insights. Ah, for travel expenses, I roughly decided on the destinations I'd like to visit and the dates of my trips, and then calculated the travel expenses! And if you travel every six months, divide that amount by six and enter it. Easy, right?! It's truly an unstable time for young people. Instead of blaming the world and being pessimistic, I hope you protect yourself with good behavior. I'll be uploading many helpful videos to my YouTube channel in the future! Let's live smartly together, shall we? To all the young people reading this who don't settle for the status quo, I sincerely support you💛 𝗧𝗜𝗠𝗘𝗟𝗜𝗡𝗘 00:00 💰 The best way to save faster!? 00:22 (1) 5 years OO OOO ⤷ 01:24 Reason for Recommendation ① ⤷ 02:05 Reason for Recommendation ② ⤷ 02:39 Reason for Recommendation ③ 03:23 (2) The Secret Routine I'm Talking About for the First Time 06:49 (3) Something That Suddenly Becomes Important 09:48 (4) Stop Looking to the Future 11:24 (5) Even After Graduating from a Household Account Book, Keep It in Six-Month Units 12:12 🧡Let's Live Smartly! Bye! This video does not contain paid advertising. 💡Contact: [email protected] 💡Instagram:   / bbyonggeul   A book written by Bbyonggeul for beginners in finance For those who love money but are afraid of finance https://product.kyobobook.co.kr/detai... #FinanceInYour20s #FinanceInYour30s #HowToSave #HowToSaveMoney