BBP Real Life Budget | Student Loans + Credit Score

It's time for another Real Life Budget. We asked my readers to submit their REAL information. Real spending, real debt, and real savings goals. I am taking those real life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method. In this video, I will be showing the real numbers from a reader, Danika. Danika is a social worker who adopted two beautiful children, has over $100,000 of student loans, and wants to buy a home. In this video, I go over some recommendations about her student loans and also discuss credit builder loans to help increase your credit score. CHAPTERS 00:00 Intro 03:29 The story and WHY 04:47 Income 05:21 Fixed Expenses 06:44 Variable Expenses 07:35 Savings Goals 09:14 Debt 10:46 Budget Calendar 12:33 Paycheck Budget 16:35 My Recommendations 20:31 Credit Builder Loan ➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I ➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj ➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj ➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp ➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5 ➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF ABOUT ME I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know! YOU CAN FIND ME AT: 📝 BLOG: https://www.thebudgetmom.com 📘 FACEBOOK:   / thebudgetmom   📸 INSTAGRAM:   / thebudgetmom   📌 PINTEREST:   / thebudgetmom   GET STARTED ➡️Start Here: https://www.thebudgetmom.com/start-here/ ➡️Free Budget Course: https://bit.ly/2UYgNFf ➡️Free Resources: https://bit.ly/2PDmTHz ➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n