₹1CR is New MIDDLE CLASS in 2026? 12th Pass Earn More Than Engineers | Saurabh Mukherjea

This Podcast episode is presented by @Fship : https://app.fship.in/register?utm_sou... Want Job in Great Companies: Sign up on Hiring Platform to get direct jobs from the companies: https://accompanyakki.com/ ---------- Is ₹1 Crore really enough to be called rich in India? Or is everyone from ₹5 Lakh to ₹1 Crore still part of the middle class? In this eye-opening podcast, Saurabh Mukherjea (Founder & CIO - ‪@InvestwithMarcellus‬ ) reveals why India's middle class is under pressure like never before. From AI replacing white-collar jobs to 12th pass workers earning more than engineers, this conversation challenges everything you thought you knew about success, salaries, education and wealth. The discussion also explores why degrees are losing value, why personal loans and lifestyle inflation are trapping families, and how India's middle class can survive the next decade. In this podcast: ✔ Why ₹5 Lakh to ₹1 Crore is still considered Middle Class ✔ Why 12th pass workers can earn more than engineers ✔ AI vs Human Jobs – The future of employment in India ✔ Why white-collar jobs are disappearing ✔ The biggest financial mistakes middle-class families make ✔ Is college still worth it? ✔ How to build wealth in the AI era ✔ Future-proof skills every young Indian should learn ✔ Money, investing, career growth & financial freedom If you're a student, working professional, entrepreneur, investor or part of India's middle class, this podcast could change how you think about your career and money. ---------- Subscribe to our Podcast Channel for direct job applying & referral to the upcoming companies jobs from the guests and deeper insights: @AccompanyAkki Follow Our Whatsapp Channel: https://wa.openinapp.co/a46ji Subscribe To Our Other YouTube Channels: Clips - @AccompanyAkkiClips Shorts - @AccompanyAkkiShorts 🎧 Stream & Follow Accompany Akki episodes on Spotify: https://open.spotify.com/show/2C3Mzgp... 🎧 Listen on Audible & Amazon Music: https://www.audible.in/pd/B0DWLB3P5Y https://music.amazon.in/podcasts/326f... To Know More, Follow Akash Kumar On ⤵︎ Instagram -   / accompanyakki   LinkedIn -   / akashkumar876   Twitter - https://x.com/akki_kmr Facebook - https://www.facebook.com/profile.php?... ----------- 00:00 – Trailer x Class 12 a Waste of Time? 02:40 – Welcome to the Podcast 03:00 – AI-Driven Job Cuts in IT Companies 05:15 – Who Is Middle Class: ₹5 Lakh or ₹1 Crore? 08:25 – Why Middle-Class Income Is Not Growing 10:12 – Only 4 Out of 100 Graduates Get Jobs? 11:27 – Why a JCB Operator Earns More Than an Engineer 13:05 – Will AI Replace Employees Above 35 First? 16:08 – Is India’s Middle Class Disappearing? 18:26 – Fewer Jobs, but More Work Opportunities 20:08 – How to Make Money in the Gig Economy 22:03 – The Future of Bengaluru, Gurgaon and Big Cities 24:18 – Why India’s Middle Class Is Drowning in Debt 25:29 – How Social Media Brainwashes You to Spend 28:00 – The Man With 700 Personal Loans 32:29 – How Banks Push People Into a Debt Trap 37:01 – Why People Buy iPhones and Holidays on EMI 40:26 – ₹1 Crore Salary Professionals Are Not Safe 42:45 – Do You Need ₹25 Crore for Retirement? 44:08 – How Instagram FOMO Is Destroying Your Savings 45:07 – Three Financial Rules Everyone Should Follow 48:16 – Rent vs Buy, MBA vs Startup and Mutual Funds 49:49 – Saurabh Mukherjea’s 3 Life Principles #saurabhmukherjea #middleclass #indiaeconomy #aijobs #personalfinance #careeradvice #investing #stockmarket #businesspodcast #financialfreedom #middleclassindia #futureofjobs