The Roth Conversion Mistake Almost Everyone Misses

Most Roth conversion strategies focus on reducing your lifetime taxes. But what if that’s the wrong time horizon? If you plan to leave retirement accounts to your children, the real tax bill may not show up until after you’re gone. And thanks to the 10-year rule, your kids could be forced to withdraw inherited IRA money during their highest earning years. That changes the math completely. In this video, I’ll show you why looking only at your own lifetime taxes can lead to the wrong Roth conversion decision — and how extending the analysis to your family’s lifetime can dramatically shift the outcome. If legacy planning is part of your retirement strategy, this is a calculation you don’t want to skip. 🔗 IMPORTANT LINKS 🔗 👍 Get confidence in your retirement with a clear plan for your income, Social Security, and taxes. Book a Retirement Clarity Meeting now! https://carrolladvisory.co/youtube1 👉 Download your copy of “The One Critical Portfolio Shift You Must Make Before Retirement” https://www.carrolladvisory.com/one-c... Disclaimers 👨🏻‍⚖️ 📜 HEAR YE HEAR YE: Some of my videos contain links to third party products, apps, and services. If you click through, I may receive a small referral fee to my media company (Carroll Media) through their referral program. Rest assured, I only recommend products or services that I believe will be helpful and informative to my audience. ⭐⚠️⭐Please read this⭐⚠️⭐ ⚠️I am not an attorney, SSDI advocate, or affiliated with the Social Security Administration or any other entity of the US Federal Government. I am a practicing financial planner, but I’m not YOUR financial planner and since I don’t really know you, I can’t give you advice. So please don’t take this video as specific advice for your specific situation. Consult your own tax, legal and financial advisors. 🙇🙇🙇🙇🙇 Investment Advisory Services offered through Carroll Advisory Group, LLC, a registered investment advisor.