5 Expenses Retirees Can Cut Without Feeling It | Bonus #6, Taxes

✅ Need Medicare Help? Get FREE personalized guidance from our trusted partner Chapter — they represent all major plans and will help you find the one that’s right for YOU. 📞 Call Now: 440-703-1224 Learn how to cut retirement expenses without lowering your quality of life. Geoff Schmidt breaks down the six biggest budget areas—housing, transportation, medical costs, food, entertainment, and taxes—and shares practical strategies that can help retirees save thousands of dollars each year while protecting their retirement income and quality of life. CHAPTERS Why Spending More Doesn't Always Buy More Happiness The Retirement S-Curve Explained Where Retirees Really Spend Their Money Housing Costs: The Biggest Opportunity to Save Transportation Expenses You Can Cut Quickly Medicare and Medical Cost Savings Most Retirees Miss Food Spending Without Giving Up Dining Out Easy Entertainment Cuts That Add Up Fast Tax Strategies That Can Reduce Retirement Expenses How to Cut Retirement Costs by 20% Without Sacrifice ___________ 📰 Read Geoff's newest comments in USA Today: https://hlyshm.it/usatoday ___________ ✅ 100% FREE DOWNLOADS - (NO CREDIT CARD, NO PHONE NUMBER) Take Our 2 Minute Retirement Readiness Quiz Receive Our Free 12 Page Custom Report e-mailed instantly: https://HolySchmidt.com/Quiz 2026 Social Security Quick Guide 1 Page Report e-mailed instantly: https://HolySchmidt.com/QuickGuide Retirement Ready Checklist. Checklist for Important Retirement Decisions https://HolySchmidt.com/Checklist Note: You will also be added to our list and receive free tips, tricks and other useful information by email a few times per week. Of course you can unsubscribe at any time. ___________ ✅ COMPANIES WE SUPPORT AND SPONSOR BOLDIN If you're still using spreadsheets for your financial planning, you're doing it the HARD WAY. Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free 2 week trial and $12 mo ($144/yr after). I use it and recommend it. Use this link to try Boldin for free for 2 weeks: https://hlyshm.it/Boldin Please note: On this channel we only have 3 affiliate relationships. Chapter and Boldin are two of the three. If you purchase their product or use their service, we receive a small fee. This does not increase your cost. Affiliates help us pay for the cost to operate the channel/ ___________ Geoffrey Schmidt, CPA Bio: Geoff Schmidt is a CPA and member of the American Institute of Certified Public Accountants (AICPA). Geoff specializes in personal financial education for those approaching or in Retirement. Geoff spends 100% of this time on financial education through social media. Legal disclaimer: Chapter Advisory, LLC (“Chapter”) is a private health insurance agency. In California, Chapter does business as Chapter Insurance Services (Lic. No. 6003691). Chapter is not affiliated with or endorsed by any government entity. While Chapter has a database of every Medicare plan option nationwide and can help you to search among all options, it has contracts with many but not all plans. As a result, Chapter does not offer every plan available in your area. Currently, Chapter represents 50 organizations which offer 18,601 products nationwide. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. Channel Disclaimer: this video is for educational and entertainment purposes only and is not meant to be a substitute for legal, accounting, tax, or professional advice. If you have any specific questions about any legal, accounting, tax or other professional service matter you should consult the appropriate professional services provider. Holy Schmidt! is not affiliated with the Social Security Administration, Centers for Medicare & Medicaid Services or any government agency.