¿Cartera Metal de MyInvestor vs Indexa cartera 10 vs comprar directamente el MSCI World vs ACWI ?

#PersonalFinance, #IndexFunds, Is the MyInvestor Metal Portfolio or the Indexa Capital Portfolio 10 worth it... or is it better to just buy an MSCI World (or MSCI ACWI) ETF and forget about it? In this video, we test it with real data from 2020, without relying on the charts provided by each platform. It all started with a question I was asked during the last live stream with Jordi Llàtzer. The comparison that robo-advisors usually show is against the average equity fund, which includes all the junk from bank funds with high fees. The fair comparison is different: against pure indices. So, we put the MyInvestor Metal Portfolio, the Indexa Capital Portfolio 10, an MSCI World ETF, and an MSCI ACWI ETF head-to-head. Furthermore, I handle the entire process from scratch, even without being a programmer: we download the data for each portfolio, select benchmark ETFs based on asset value and TER (Total Expense Ratio), and use artificial intelligence tools (an AI assistant to extract the data to CSV and Codex within Visual Studio Code) to create a comprehensive comparison: cumulative returns, year-to-date returns, volatility, maximum drawdowns, and an HTML report with charts that you can replicate on your computer. Finally, we analyze what explains the differences (management and custody fees directly impact your returns), and the honest conclusion: pure ETFs tend to generate slightly higher returns, but automated portfolios make things much easier and automate contributions. The decision depends on you and understanding yourself as an investor. CHAPTERS 00:00 The Question: Index Portfolio or Global ETF? 00:39 Why the official comparison isn't fair 01:09 What exactly are we going to compare? 01:51 The plan: real data + AI, without being a programmer 02:31 MyInvestor and Indexa Capital fees 03:43 How to download the data for each portfolio 05:03 Choosing the benchmark ETFs (MSCI World and ACWI) 06:00 Extracting the data to CSV with an AI assistant 07:28 Visual Studio Code + Codex: putting together the comparison 10:08 Results: returns, volatility, and drops 11:32 What's more worthwhile (and what it depends on) 13:46 Closing: Do you want more videos like this? ——————————————————————————————— 📽️ Subscribe →    / paunerorepublicaeconomica   📰 Substack Newsletter (Josean Paunero & Jordi Llatzer) → https://jordilltazer.substack.com/ Telegram Channel https://t.me/mejores_depositos_subast... (best deposits, treasury bills, savings accounts, money market funds) Our money to the highest bidder. You can also follow me on: 💎 LinkedIn →   / paunero   🐦 Twitter →   / paunero   💸 Website → https://paunero.com