Stocks, Bonds, and Cash: Finding the Right Balance in Today’s Market
#NotJustNumbersPodcast #FinancialPlanning #AssetAllocation #Investing #PersonalFinance In this episode of Not Just Numbers, Mike and Madison unpack three recent Wall Street Journal articles that raise timely questions about stocks, bonds, and cash. They discuss why the equity risk premium has narrowed, what higher bond yields may mean for investors, and why holding too much cash can quietly erode purchasing power over time. Mike explains how investors can think beyond simple rules of thumb and build portfolios around their goals, time horizon, cash flow needs, and comfort with risk. The conversation highlights why asset allocation is personal, why market headlines should not drive major portfolio decisions, and how the right mix of stocks, bonds, and cash depends on each investor’s financial plan. WSJ article links: https://www.wsj.com/finance/stocks/th... https://www.wsj.com/opinion/youre-pro... https://www.wsj.com/finance/investing... Find Us On Subscribe | @Yardleywealth Apple Podcasts | https://apple.co/3HI33IJ Spotify | https://spoti.fi/3LzLkEx Facebook | / yardleywealthmanagement Instagram | / yardleywealth X | / michaeljgarry LinkedIn | / yardley-wealth-management-llc Website | https://yardleywealth.net Website | https://yardleyestate.net Website | https://notjustnumberspodcast.com TIMESTAMPS 00:08 – 03:06 - Introduction 03:07 – 05:07 - What Is the Equity Risk Premium? 05:08 – 11:21 - Understanding P/E Ratios, Earnings Yield, and the Equity Risk Premium 11:22- 12:26 – The AI Boom and High Valuations 12:27 – 20:09 – Why Asset Allocation Isn’t One-Size-Fits-All 20:10- 25:42 - Are Investors Holding Too Much Cash? 25:43 – 27:11 – Reconciling the Three Articles 27:12 – 28:36 - Main Takeaways 28:37 – 29:54 – Closing
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