5 BEST High Yield Savings Accounts For 2026

💸 Thanks to Monarch for partnering with me! Start your free trial and get 50% off your first year of total money clarity using my link https://monarchmoney.yt.link/o4E6tnP or code spencerj50. 💰 Rakuten ($50 free): https://www.rakuten.com/r/SPENCE11500 Click ‘show more’ to see ad disclosure – Hey guys, in this video, I break down 5 of the best high yield savings accounts (HYSAs) for 2026, including SoFi, Capital One, Ally, American Express, and Marcus by Goldman Sachs, some of which I’ve personally used. We’ll compare APYs, fees, features, and overall user experience to help you find the best high yield savings account for your situation. I also cover a few of the highest-APY savings accounts near the end for those focused purely on maximizing interest, along with a quick overview of cash management accounts like Fidelity and Vanguard if you want to keep your savings and investments in one place. If you’ve been wondering what the best high yield savings account is in 2026, how HYSAs work, or where to earn the highest interest on your cash, this video is for you. — Top 5: 🏦 SoFi: https://spencerjohnsoncards.com/sofi 🏦 Capital One: https://spencerjohnsoncards.com/c1sav... 🏦 Ally: https://spencerjohnsoncards.com/ally 🏦 Amex: https://spencerjohnsoncards.com/amexs... 🏦 Marcus: https://spencerjohnsoncards.com/marcus Highest APY: 🏦 CIT: https://spencerjohnsoncards.com/cit 🏦 Barclays: https://spencerjohnsoncards.com/barclays 🏦 Everbank: https://spencerjohnsoncards.com/everbank 🏦 Lending Club: https://spencerjohnsoncards.com/lendi... 🏦 Bread: https://spencerjohnsoncards.com/bread 🏦 Vio: https://spencerjohnsoncards.com/vio Cash Management: 🏦 Fidelity: https://spencerjohnsoncards.com/fidelity 🏦 Vanguard: https://spencerjohnsoncards.com/vanguard 🏦 Robinhood: https://spencerjohnsoncards.com/robin... 🏦 Wealthfront: https://spencerjohnsoncards.com/wealt... 🏦 Betterment: https://spencerjohnsoncards.com/bette... 💳 Top Credit Cards: https://spencerjohnsoncards.com/bonuses 📩 Free Newsletter: https://spencerjohnsoncards.com/newsl... 📊 Card Management Spreadsheet: https://spencerjohnsonofficial.com/cr... 💵 Top Savings Accounts: https://spencerjohnsoncards.com/hysa 🛠 Tools I Use: https://spencerjohnsoncards.com/tools ☎️ 1-on-1 Call: https://spencerjohnsoncards.com/consu... 💬 Discord Community: https://spencerjohnsoncards.com/discord 📚 Chapters: 00:00 The Game Plan 00:24 Savings Account #1 03:20 Savings Account #2 05:44 My Personal Finance Manager 07:06 Savings Account #3 09:50 Savings Account #4 12:05 Savings Account #5 13:51 Highest APY Options 15:26 Cash Management Accounts — Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies with which YourBestCreditCards earns an affiliate commission or referral bonus. YourBestCreditCards is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. #hysa #bankaccounts #savingsaccounts